Skip to content
CHA Lifeguard

Blog

Plain-language guides to the coverage you buy yourself

Short, practical articles on health, life and supplemental insurance for people in Austin and across Texas. No jargon, no sales pitch, and a clear note on what varies by plan.
Tax forms, a pen and a coffee mug laid out on a dark desk

Health insurance

Open Enrollment Checklist for Self-Employed Texans

If you work for yourself, Open Enrollment is the one window each year when you can choose or switch a Marketplace plan without a qualifying life event. Here is what to have in hand before you compare plans.

3 min read

Two people reviewing printed documents together at a table

Health insurance

PPO or HMO? Decide With Your Own Doctor List

Most people choose between PPO and HMO plans by price. A better starting point is the list of doctors and medications you already have. Here is how to use it.

2 min read

Papers and a pen on a wooden table

Supplemental insurance

What "Cash Benefits Paid to You" Actually Means

Supplemental cancer, heart and accident plans describe themselves as paying cash benefits directly to you. That phrase is doing a lot of work. Here is what it means and what to check.

2 min read

Talk to Dagan

Ready to compare your options?

Book a consultation and pick the meeting type that fits your question: health insurance, life or disability insurance, cancer, heart and accident plans, or group benefits.